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Terms of Service

Last updated: January 2025

1. Agreement to Terms

By accessing or using consokark.com and our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to temporarily access the materials on consokark's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on consokark's website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

3. Services

Consokark provides financial literacy education and consulting services. The information and services provided are for educational and informational purposes only and should not be considered as financial advice. You should consult with appropriate professionals for specific advice tailored to your situation.

4. User Responsibilities

As a user of our services, you agree to:

  • Provide accurate, current, and complete information when using our services
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Not use our services for any illegal or unauthorized purpose
  • Not interfere with or disrupt the integrity or performance of our services

5. Intellectual Property

The materials on consokark's website, including but not limited to text, graphics, logos, images, and software, are owned by or licensed to consokark and are protected by copyright and trademark laws. Unauthorized use of these materials may violate copyright, trademark, and other laws.

6. Disclaimer

The materials on consokark's website are provided on an 'as is' basis. Consokark makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Furthermore, consokark does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

7. Limitations of Liability

In no event shall consokark or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on consokark's website, even if consokark or a consokark authorized representative has been notified orally or in writing of the possibility of such damage.

8. Accuracy of Materials

The materials appearing on consokark's website could include technical, typographical, or photographic errors. Consokark does not warrant that any of the materials on its website are accurate, complete, or current. Consokark may make changes to the materials contained on its website at any time without notice.

9. Links to Third-Party Sites

Consokark has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by consokark of the site. Use of any such linked website is at the user's own risk.

10. Modifications to Terms

Consokark may revise these Terms of Service at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Germany, and you irrevocably submit to the exclusive jurisdiction of the courts in Berlin, Germany.

12. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service.

13. Contact Information

If you have any questions about these Terms of Service, please contact us: